The straight through processing of new life and health business is inevitable. It's not a matter of if, but when. By the next decade, the processing of new business using STP will be the norm rather than the exception for life and health carriers. How will you be doing business?

Realtime is a pioneer in straight through processing, building our first system in 2002. Realtime STP software creates a seamless stream of data that it evaluates, manages, and acts upon to arrive at underwriting decisions. Decisions can come from our advanced rules-based decisioning engine, or a traditional underwriter.

The STP system is designed to eliminate the major causes of delay in the traditional process: paper handling, functional handoffs, incomplete information, transfer of paper documents for "wet" signatures, and waiting for health verification information. And it dramatically improves sales and reduces resource costs in every distribution channel it is introduced into—agents, direct to consumer, or call center.

To learn more about how you can bring STP into your new business processing, please contact us.